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NEW QUESTION: 1
Your client has recently heard about "principal-protected funds" and has asked your advice. You should
tell her that:
I. the majority of principal-protected funds guarantee the investor's initial investment, less any front-end
load, even if the stock market falls.
II. it would not be a good investment if she thinks she will need the money within the next five to ten years.
III. it will beat the returns she could earn on an S&P 500 Index fund in most years.
IV. if she sells her shares at any time other than the maturity date specified, she could lose money if the
price per share has fallen.
A. I, II, and IV only
B. I and II only
C. I and III only
D. I only
Answer: A
Explanation:
Only Statements I, II and IV are true. You can legitimately tell your client that the majority of
principal-protected funds guarantee the investor's initial investment, less any front-end load, even if the
stock market falls (i.e. Selection I), but that there is a lock-up period involved. Therefore, it would not be a
good investment if she thinks she will need the money within the next five to ten years (Selection II)
because the principal guarantee will likely be voided, and she might be subject to a penalty for early
withdrawal. You should also warn her that if she sells her shares at any time other than the maturity date
specified, she could lose money if the price per share has fallen (Selection IV) since the guarantee is only
valid on the maturity date of the fund in most instances. You should not tell her that the returns on a
principal-protected fund will beat the returns she could earn on an S&P 500 Index fund in most years
(Selection III). Although this may happen in a bear market year, it will definitely not be true during bull
markets.

NEW QUESTION: 2
A human resources professional is putting together a training session, during which employees will be expected to complete a number of small group activities. What type of seating would be most effective for this training session?
A. Chevron
B. Classroom
C. Banquet
D. Theater
Answer: C
Explanation:
Explanation: Banquetstyle seating, in which groups of employees will be arranged at tables, is best for a training session with small group activities. Classroomstyle seating is best if the employees will simply be facing the front of a room and listening to a speaker. Chevronstyle seating is best for a combination of activities that include video presentations and group interaction. Theaterstyle seating accommodates the largest number of people and also works well for various presentations.

NEW QUESTION: 3
You need to create a copy of a custom Compute Engine virtual machine (VM) to facilitate an expected increase in application traffic due to a business acquisition. What should you do?
A. Create a custom Compute Engine image from a snapshot. Create your images from that image.
B. Create a custom Compute Engine image from a snapshot. Create your instances from that image.
C. Create a Compute Engine snapshot of your base VM. Create your images from that snapshot.
D. Create a Compute Engine snapshot of your base VM. Create your instances from that snapshot.
Answer: B
Explanation:
Explanation
A custom image belongs only to your project. To create an instance with a custom image, you must first have a custom image.

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